|
|
|
|
Deposit Rates
February 6,
2012 - February 12, 2012 |
|
|
|
Rates
may not be available outside of
Tazewell, Peoria, Woodford, Mason, Marshall, McDonough, Fulton
Livingston and McLean Counties in Illinois. Please contact us for a copy of our
Schedule of Services for additional policies and services related to deposit
accounts. Rates
subject to change without notice. "APY"
is Annual Percentage Yield |
|
|
View Checking Products |
View Savings Products |
|
|
Checking |
|
Savings |
|
Pot O'
Gold Checking
$50 Minimum |
|
Amount |
Rate |
APY |
|
Portion $10,000 & below
|
2.48% |
2.51% |
|
Portion over $10,000 |
0.15% |
0.15% |
|
If monthly account activity requirements detailed in
the Pot O' Gold Checking Account Disclosure are not met, interest for
that month is computed at .15% APY.
|
|
Money Market
$100 Minimum |
|
Amount |
Rate |
APY |
|
$10,000 and up |
0.10% |
0.10% |
|
$2,500 - $9,999 |
0.05% |
0.05% |
|
$2,499 & below |
0.00% |
0.00% |
|
Prime Money Market
$15,000 Minimum |
|
Amount |
Rate |
APY |
|
$25,000 and up |
0.41% |
0.41% |
|
$15,000 to
$24,999 |
0.15% |
0.15% |
|
$14,999 & below |
0.00% |
0.00% |
|
Free Checking &
E-Checking
$50 Minimum |
|
Amount |
Rate |
APY |
|
Any Amount |
0.00% |
0.00% |
|
Interest
Checking
$50 Minimum |
|
Amount |
Rate |
APY |
|
$15,000 and up |
0.24% |
0.24% |
|
$5,000 to
$14,999 |
0.16% |
0.16% |
|
$1,000
to$4,999 |
0.05% |
0.05% |
|
$999 & below
|
0.00% |
0.00% |
|
|
|
Certificate
Specials
- $10,000 Minimum |
|
|
Under $100,000 |
$100,000 and Over |
|
Term |
Rate |
APY |
Rate |
APY |
|
7 Month |
0.55% |
0.55% |
0.61% |
0.61% |
|
Upon maturity, 7 Month CD with renew at the current 6 month rate and term. |
|
Certificates of Deposit
- $1,000 Minimum |
|
|
Under $100,000 |
$100,000 and Over |
|
Term |
Rate |
APY |
Rate |
APY |
|
10 Years |
1.99% |
2.01% |
2.05% |
2.07% |
|
5 Years |
1.25% |
1.26% |
1.31% |
1.32% |
|
48 Months |
0.82% |
0.82% |
0.88% |
0.88% |
|
36 Months |
0.58% |
0.58% |
0.64% |
0.64% |
|
24 Months |
0.34% |
0.34% |
0.40% |
0.40% |
|
18 Months |
0.26% |
0.26% |
0.32% |
0.32% |
|
12 Months |
0.20% |
0.20% |
0.26% |
0.26% |
|
9 Months |
0.18% |
0.18% |
0.24% |
0.24% |
|
6 Months |
0.15% |
0.15% |
0.21% |
0.21% |
|
3 Months |
0.11% |
0.11% |
0.17% |
0.17% |
|
Individual
Retirement Account Special |
|
|
Under $100,000 |
$100,000 and Over |
|
Term |
Rate |
APY |
RATE |
APY |
|
5 Years |
1.35% |
1.36% |
1.41% |
1.42% |
|
IRA
Accounts
- $1,000 Minimum |
|
|
Under $100,000 |
$100,000 and Over |
|
Term |
Rate |
APY |
RATE |
APY |
|
10 Years |
1.99% |
2.01% |
2.05% |
2.07% |
|
5 Years |
1.35% |
1.36% |
1.41% |
1.42% |
|
48 Months |
0.82% |
0.82% |
0.88% |
0.88% |
|
36 Months |
0.58% |
0.58% |
0.64% |
0.64% |
|
24 Months |
0.34% |
0.34% |
0.40% |
0.40% |
|
18 Months |
0.26% |
0.26% |
0.32% |
0.32% |
|
12 Months |
0.20% |
0.20% |
0.26% |
0.26% |
|
|
Interest on Certificates of
Deposit begins to accrue on the business day you deposit non-cash
items. Interest on all other accounts begins to accrue no later than
the business day the bank receives credit for the deposit of
non-cash items.
For purposes of determining applicable rates, deposit
amounts are rounded down to the nearest dollar. For example, a
balance $14,999.90 would qualify for rates payable on deposits up to
$14,999, not for rates payable on deposits of $15,000 or over.
Interest is calculated daily on daily available balance and
credited monthly. Annual Percentage Yield (APY) calculations are for
a one year period (365 days) and compounded on a monthly basis. See
us for specific details on Christmas Club Accounts. Specials cannot
be combined with other offers. Account fees may reduce
earnings. Withdrawals of interest will reduce earnings. Interest
rates are based on local market conditions and subject to change at
any time.
Early withdrawal penalty may be imposed
|
| |
|
|
| |
|
|
|
