|
|
|
Personal Savings
|
Regular
Passbook Savings |
|
Features use of traditional savings passbook!
Account holders 18 years and younger have no minimum opening deposit and earn interest on entire balance.
Quarterly statement. Minimum opening deposit $50. |
|
|
Monthly
Average Collected Balance |
Interest
Rate |
Monthly Service Charge |
|
$100 and
up |
Market |
None |
|
|
Five teller withdrawals allowed per month - $1 for each thereafter. 5 ATM withdrawals per month - $1 each thereafter. Savings overdrawn charge is $30.
Interest begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items. |
|
Premium
Passbook Savings |
|
Premium Passbook Savings account requires a minimum opening deposit of $15,000 to obtain the APY posted at the time opening. Regular Passbook Savings Guidelines apply. |
|
|
Monthly
Average Collected Balance |
Interest
Rate |
Monthly Service Charge |
|
$15,000 and up |
Market |
None |
|
$100-14,999 |
Market |
None |
|
$0-$100 |
* |
None |
|
|
Federal regulations limit the number of pre-authorized transfers on Regular and Premium Passbook Savings accounts to 6 per month, including EFT. Unlimited withdrawals in person or by mail. (May be subject to service fees.) |
|
Christmas
Club Savings |
|
Christmas Clubs are still available from your hometown bank!
Coupon or Passbook format. Contact the bank for additional details. |
|
|
Monthly
Average Collected Balance |
Interest
Rate |
Monthly Service Charge |
|
$1.00 and
up |
Market |
None |
|
Individual
Retirement Accounts |
|
A
variety of investment options are available, including self-directed, to help you plan for retirement. Attractive rates & terms available.
Contact a Deposit Counselor for more information. |
|
Certificates
of Deposit |
|
Interest by check, transfer or add to face.
Varying maturities and amounts. Minimum deposit $1,000. Auto renewal. Early withdrawal penalty. Interest begins to accrue on the business day you deposit non-cash items and will be credited to your account according to certificate terms. |
|
